Choosing a betting app in New Zealand: the field, the law and the costs that don’t show on the app store

Updated October 2026

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A punter in New Zealand who wants to put a bet on from a phone faces a narrower field than almost any other market this guide covers. Since an amendment to the Racing Industry Act 2020 took effect on 28 June 2025, the law lets only one operator take online racing and sports bets from people in New Zealand, and that operator runs two app brands rather than two competitors. Everything else on an app store is technically reachable, but is not licensed to serve a New Zealand account. That single fact reshapes the whole decision: which app to install, what tools the app will carry, where complaints go, and what the punt is really being made under.

Current as of 26 October 2026 against the Department of Internal Affairs register, the Racing Industry Act 2020 (as amended in 2025) and the operator terms published by TAB NZ and Betcha on their app store listings.

The shape of the New Zealand mobile betting market

The headline finding is simple. TAB NZ, through its two online brands TAB and Betcha, is the only operator allowed to take racing and sports bets from people in New Zealand. Entain runs the TAB business under a 25-year agreement signed in 2023, which gives Entain a 50/50 share of gross profits and guarantees TAB NZ at least $150 million a year for the first five years; Entain also pledged a one-off $100 million payment to the racing sector when the partnership was signed. The point for a punter is not the commercial structure but what it produces: one set of betting apps with New Zealand harm-minimisation tools, one regulator’s oversight, and one complaints route that actually reaches someone in Wellington.

The offshore alternatives that show up on a New Zealand App Store search are a different proposition. They take bets in New Zealand dollars, run on iOS and Android, and look identical to a lawful app at a glance. None of them names a licence that applies in New Zealand. Several name Curaçao, Anjouan, Tobique or Costa Rica licences, which authorise them in their own jurisdictions and do nothing for a New Zealand customer. The Department of Internal Affairs told unlicensed providers to withdraw from New Zealand with immediate effect when the new section took effect, and the Online Casino Gambling Act 2026 was framed against the same logic. The law targets the operator; no published penalty for the player was found.

For a punter, the practical question is which of those two realities suits the bet being made. A small fixed-odds wager on a Super Rugby match with a verified NZ account, deposit limits and a real complaints path looks like one product. The same bet placed through an offshore app with Euro-only cashier options and no New Zealand harm-minimisation framework looks like another, even when the odds are similar.

What the Racing Industry Act 2020 changed on 28 June 2025

Section 74AAA of the Racing Industry Act 2020, inserted by the Racing Industry Amendment Act 2025 and in force from 28 June 2025, states that no person other than TAB NZ may offer racing betting, sports betting or other racing or sports betting to a person in New Zealand, regardless of where that person is resident or incorporated. The Racing Industry Act 2020 itself had already established TAB NZ as the monopoly provider; the 2025 amendment closed the loophole that offshore operators had been using by sitting outside New Zealand while still serving New Zealand accounts.

Three things follow from that wording that matter on a phone. First, the ban covers events held both inside and outside New Zealand: a bet on a Melbourne Cup or an English Premier League match is still TAB NZ-only. Second, the law puts liability on the offshore operator, not on the customer: section 19(4) of the Gambling Act 2003 (inserted in 2025) says an individual may not be convicted for placing a bet with an offshore operator in breach of section 74AAA, but the operator can be. Third, the change took effect on a single day, with no transition period that let existing offshore customers migrate their accounts: the field the punter sees today is the field the law drew.

Greyhound racing is closing in stages from 1 August 2026, and from that date offshore operators may not take bets on greyhound races either. Anyone punting on the dogs needs to factor that date in.

What TAB NZ and Betcha each put on a phone

TAB NZ runs two apps rather than one because it splits the brand positioning. Both apps come from the same operator, draw on the same wallet, and apply the same self-exclusion across the group, so a punter who excludes from one is excluded from both.

The TAB app, listed as “TAB – Racing & Sports Betting” on the New Zealand App Store under the seller name New Zealand Racing Board, was first released on 8 September 2014. It carries a 17+ App Store age rating while stating that customers must be 18 or over to bet. Inside, the product covers horse and harness racing, rugby union and rugby league and other sports, pre-match and live; live race streaming runs under the Trackside banner with in-app betting on the same screen; the app carries racing form, a Blackbook tool for tracking runners, a Jockey Challenge feature and a simplified wallet for deposits and withdrawals. The bet types include Win, Place, Each Way, Quinella, Exacta, Trifecta, First Four, Double, Treble, Daily Double, Running Double, Quaddie and Big6, plus Multis and Same Game Multis whose legs come from one event. Same Race Multis, Same Game Multis, one-tap Popular Multis and a Place Extra option that lets punters back runners to finish up to 10th in selected races are all in the product. New customers can receive Bonus Cash that can be split across multiple bets, and the app lists a Mega Multi bonus of up to $50 when a multi of four or more legs falls short by a set number of legs.

Betcha, the second brand, was first released on 6 August 2024 and is published on the New Zealand App Store by Entain New Zealand Limited. It carries the same 17+ age rating, ships Safer Betting tools inside the app, and lists the free 24/7 Gambling Helpline at 0800 654 655 (text 8006). Betcha is positioned as the online-only sister to the TAB retail network, and the safer-betting framing is built into the onboarding rather than added on top.

For most punters, the choice between TAB and Betcha comes down to whether they want the full racing form and Trackside product (TAB) or the streamlined online-only product with a stronger safer-betting surface (Betcha). The odds, the bet types and the wallet are the same underneath.

What offshore apps look like on a New Zealand phone

The brands covered further down in this guide fall into two clusters. The first cluster — BillyBets, Alawin, RTbet, FunBet, 22Bet, Rooster.bet, Golden Panda, Winz.io and the rest of the set — all name a non-New Zealand licence or none at all. Curaçao (8048/JAZ in the case of 22Bet, run by TechSolutions Group N.V.), Tobique (Rooster.bet, operated by Novatrix SRL out of Costa Rica), Anjouan and Comoros are the jurisdictions named in the operators’ own terms pages. None of those licences grants the right to take bets from people in New Zealand; the operator is licensed to operate elsewhere and chooses to accept New Zealand sign-ups anyway.

The second cluster, names that surface on the same app store searches, run without naming a licence at all. Where a New Zealand cashier is offered — BillyBets’ payment page lists New Zealand in its country selector and shows a Euro-only currency filter — the operator is treating New Zealand as an unregulated market rather than a licensed one. The DIA warns that operators in such jurisdictions may have minimal consumer safeguards, may not return unspent credits and may not pay out large wins. None of this is advertised on the install screen.

For a punter weighing the offshore option, three points do most of the work. Offshore apps do not block New Zealand sign-ups and the law does not block the punter. Offshore apps offer wider sportsbooks, more bet types and different bonus structures than TAB NZ. Offshore apps carry none of TAB NZ’s harm-minimisation tools, no New Zealand complaints route and no recourse under New Zealand consumer law if a payout is delayed or denied. The bet is being placed outside the New Zealand framework the punter lives under.

How a mobile bet pays back

The arithmetic of a bet is the same under any app. A stake of $10 at odds of 3.50 returns $35 if it wins ($25 net profit), and the same $10 at odds of 1.85 returns $18.50 ($8.50 net). On a combination bet the odds of the legs multiply into one price: four legs at odds of 1.80, 2.10, 1.95 and 1.70 give a combined price of 1.80 × 2.10 × 1.95 × 1.70 = 12.51, so a $5 stake returns $62.55 if all four legs win and $57.55 net. Same Game Multis on TAB and Betcha work the same way as any other multi: each leg’s odds are multiplied together to give the combined price.

The decimal form is what the TAB app and Betcha both display by default, which makes the calculation transparent. A punter who wants the implied probability of an outcome reads it as 1 ÷ odds: odds of 2.50 imply a 40% chance, odds of 1.50 imply a 66.7% chance. The bookmaker’s margin is what makes the implied probabilities on a three-outcome market add up to more than 100%. If a rugby match is priced at 1.55 / 3.40 / 6.50, the implied probabilities are 64.5%, 29.4% and 15.4%, which sum to 109.3%; that 9.3% above 100% is the bookmaker’s margin. Punters who compare markets across apps compare margins: a 5% margin market is sharper than a 9% margin market, and the difference compounds across the legs of a multi.

Bonuses and free bets on a New Zealand phone

TAB NZ’s app lists Bonus Cash for new customers, split across multiple bets, and a Mega Multi bonus of up to $50 in Bonus Cash when a multi of four or more legs falls short by a set number of legs. Bonus Cash in the TAB context is site credit: it can be staked, the winnings can be withdrawn, and the stake is paid back with a win like any other bet. The Mega Multi bonus is a partial payout: if a six-leg multi loses by one leg, the punter gets a fixed Bonus Cash amount rather than nothing.

Offshore apps describe their offers in similar language — “free bet”, “boosted odds”, “100% bonus” — but the underlying mechanics differ and the marketing word is rarely the whole story. A free bet whose stake is not paid back with a win is worth roughly free-bet amount × (odds − 1) ÷ odds × payout share of the market the free bet is used on; the value of a $20 free bet at odds of 3.00 on a 95% payout share market is $20 × 2 ÷ 3 × 0.95 = $12.67, before any minimum-price rule cuts in. A “100% bonus” usually means bonus cash equal to the deposit, gated by a turnover requirement: a $100 deposit and a 5× bonus turnover means $500 of qualifying bets before any of the bonus or the winnings can be withdrawn, and any minimum-price rule (qualifying bets at odds of 1.50 or higher, say) changes the size of the qualifying stake materially.

For a New Zealand punter, the offer comparison sits on top of the legal comparison. A heavier offshore bonus is offered by a brand that has no New Zealand complaints route, no New Zealand harm-minimisation tools, and a payout policy that DIA has flagged as risky. A lighter TAB NZ offer is offered under New Zealand consumer law, with a real complaints path and the gambling harm framework that applies onshore. The arithmetic on the offer alone rarely decides it.

Responsible gambling tools in the apps

The TAB and Betcha apps both carry deposit limits, time-outs and self-exclusion. A self-exclusion applies across the TAB NZ group, so excluding from TAB excludes from Betcha too; the punter does not have to remember to do both. TAB NZ publishes the free 24/7 Gambling Helpline at 0800 654 655 and the text line at 8006, and points users to Safer Gambling Aotearoa for counselling and support. The framework is built around the Gambling Act 2003 and the harm-minimisation duty that sits on TAB NZ as the monopoly operator.

There is no single national online-betting exclusion register in New Zealand. The exclusion register that the Online Casino Gambling Act 2026 will require is for online casinos only and does not extend to TAB NZ or Betcha. TAB NZ accounts need a verified New Zealand address and ID, which is the only identity check the betting framework imposes; the land-based casino age is 20, and betting age is 18, and those numbers are not interchangeable.

Offshore apps carry their own safer-gambling tools, typically deposit limits, time-outs and self-exclusion inside the app. They are not bound by New Zealand harm-minimisation rules and do not reach the New Zealand Gambling Helpline. A punter who excludes from an offshore app is excluding from that brand only; the same punter can open another offshore account the same afternoon. The structural difference between a national harm-minimisation framework and a brand-by-brand opt-in is the most important safety fact on the page.

Tax, payments and the rule that doesn’t exist

Recreational gambling winnings in New Zealand are generally not taxable, and prize money from TAB horse, dog and trotting races is not taxable. A punter who bets as a business is a different case; the relevant guidance sits with Inland Revenue, and the practical answer is to consult them or an accountant. Operator-side, TAB NZ pays a Problem Gambling Levy of 0.74%, in force from 1 July 2025 to 30 June 2028; overseas operators supplying New Zealand residents pay online gambling duty of 12% of profits since 1 July 2024, rising to 16% from 1 January 2027, but a duty being payable does not make an offer lawful in New Zealand. The point-of-consumption charge on offshore racing and sports bets ceased on 30 June 2026.

There is no statutory rule on payment methods for TAB NZ betting. Cards, bank transfer and the operator’s own prepaid options are operator-level terms that come from TAB NZ’s published conditions; the cashier page on the TAB app is the source, not the law. Nothing in the published framework states a rule on crypto or VPN use; opening a TAB NZ account requires a verified New Zealand address, and the punter’s banking details need to clear that check.

The ten brands a New Zealand punter meets

The list below is not a ranking and not a recommendation. TAB and Betcha are the two online brands of TAB NZ, the only provider lawfully offering racing and sports betting to people in New Zealand since 28 June 2025. The remaining eight brands are listed because New Zealand players meet them on app store searches and comparison sites, not because any of them is licensed to serve a New Zealand account. Each is rated by the same criteria; none of them is described as legal, licensed, approved or safe in New Zealand.

TAB — Racing Industry Act 2020, the only lawful full-service betting app in New Zealand

TAB is the original TAB NZ brand and the only bookmaker with a New Zealand statutory basis. The app covers horse and harness racing, rugby union and rugby league and other sports, with Trackside live race streaming, racing form, Blackbook and Jockey Challenge tools, and the full set of bet types including Same Race Multis, Same Game Multis, Popular Multis and Place Extra. New customers receive Bonus Cash that splits across multiple bets, and the Mega Multi bonus pays up to $50 in Bonus Cash when a multi of four or more legs falls short by a set number of legs. Safer-gambling tools include deposit limits, time-outs and self-exclusion that apply across TAB and Betcha. The 17+ App Store age rating sits alongside an 18+ betting age in the operator’s own terms.

For a New Zealand punter who wants the full racing product, TAB is the only place the full product lives. The Trackside integration, the form tools and the racing-specific bet types are the deepest part of the offering and they sit on the TAB brand rather than Betcha. The wagering menu outside racing is narrower than a typical offshore sportsbook, and the bonus value is modest against offshore welcome packages, but the regulatory position, the harm-minimisation tools and the New Zealand complaints path are unique in the field.

Betcha — Entain’s online-only sister brand with the stronger safer-betting framing

Betcha is the second online brand of TAB NZ, published by Entain New Zealand Limited on the New Zealand App Store and first released on 6 August 2024. The product is online-only: no retail outlet network, no Trackside bundle, no racing-form depth. What it carries is a streamlined sports and racing product with Safer Betting tools built into the onboarding, a 17+ App Store age rating and an 18+ betting age, and the same TAB NZ wallet underneath.

For a punter who bets mostly on sports rather than racing and wants a clean mobile experience with the safer-betting surface built in from the first screen, Betcha is the better fit of the two TAB NZ brands. The racing depth is shallower than TAB’s and the live-streaming product is limited, but the operator behind both apps is the same and the wallet is shared. The mobile experience is the point of the Betcha brand, and it shows.

BillyBets — offshore mobile casino-and-betting site, Euro-only cashier for a New Zealand sign-up

BillyBets is a mobile-optimised casino and sportsbook site that runs on Android and iOS through the browser rather than as a dedicated app. Support is available 24/7 through live chat and a Help Centre, and the cashier page offers New Zealand in its country selector with a Euro-only currency filter. The brand names no licence that applies in New Zealand.

For a New Zealand punter, BillyBets presents the offshore pattern at its most visible: the country is on the dropdown, the currency is not, and the licence does not apply. The 24/7 support is genuine and the mobile platform is solid, but the operator is not licensed to take New Zealand bets and there is no New Zealand complaints route. The mobile experience is the product; the legal position is the cost.

Alawin — offshore casino-and-betting site, 18+ age gate only

Alawin is a casino and betting site that accepts customers aged 18 or over, with no licence that applies in New Zealand named in its terms. The mobile product runs through the browser and the betting product is narrower than TAB NZ’s racing-led offering.

For a punter who wants a low-friction offshore account and is comfortable with the New Zealand legal position, Alawin sits in the middle of the offshore cluster. The age gate is set at the betting age, which is the one consistency with TAB NZ; everything else, from the licence to the complaints path, is offshore. The mobile product is functional; the choice to operate in New Zealand without a licence is the operator’s alone.

RTbet — Curaçao-licensed sportsbook, broad market coverage

RTbet is a Curaçao-licensed sportsbook covering football, tennis, table tennis, basketball, ice hockey, American football and baseball, with live betting and virtual sports. The site runs on Android and iOS through mobile browsers. The Curaçao licence authorises the operator internationally; it does not apply to New Zealand.

For a punter looking for a deeper sportsbook outside rugby and racing, RTbet offers the breadth that TAB NZ does not. The live betting and virtual sports sections are the differentiator. The Curaçao licence is standard for this cluster and offers none of the New Zealand harm-minimisation framework that TAB NZ carries. The breadth is the upside; the absence of a complaints path is the risk.

FunBet — Curaçao-licensed sportsbook, broad sport coverage and 24/7 framing

FunBet is a Curaçao-licensed sportsbook offering odds on football, ice hockey, American football, basketball, volleyball, tennis, rugby and baseball, with live betting and a bookmaker described as open 24/7. The site runs through the mobile-optimised platform on Android and iOS.

For a punter who wants the sport coverage of a mainstream offshore sportsbook and is comfortable with the New Zealand legal position, FunBet offers rugby among its listed sports alongside the major US codes. The 24/7 framing covers support hours rather than betting hours, since the sportsbook is event-driven. The sport coverage is the differentiator here, and players must accept that this is an offshore product without New Zealand legal safeguards.

22Bet — Curaçao-licensed sportsbook, deep market and large operator group

22Bet is run by TechSolutions Group N.V., a Curaçao company with registration number 144920 that also runs 20Bet, Bizzo and National Casino. The Curaçao licence number tied to 22Bet is 8048/JAZ. The site covers a deep sportsbook with live betting, casino, live casino and virtual sports, and runs on Android and iOS through dedicated apps and mobile-optimised browsers.

For a punter weighing the offshore option, 22Bet is the largest operator in the cluster by group size, with the operator group’s Curaçao licence covering the brand. The market depth is the upside. The group structure means the brand sits inside a wider portfolio, and the New Zealand legal position is unchanged from the rest of the cluster. The breadth is the upside; though any New Zealand punter must weigh this against the total absence of domestic consumer protection.

Rooster.bet — Tobique-licensed sportsbook, Costa Rica operator

Rooster.bet is operated by Novatrix SRL, a company incorporated in Costa Rica with registration number 3-102-893958, under e-gaming licence No. 0000002 issued by the Tobique Gaming Commission. The site runs on mobile browsers for Android and iOS. The Tobique licence authorises the operator within its framework; it does not apply to New Zealand.

For a New Zealand punter, Rooster.bet presents the same offshore pattern as the rest of the cluster, with the Tobique jurisdiction in the licence position rather than Curaçao. The Novatrix SRL operating company is also the operator behind some of the other brands in this cluster, which means the same corporate group is running multiple brands under different licence frames. The regulatory gap is unchanged.

Golden Panda — broad product range including sportsbook, esports, virtuals and prediction markets

Golden Panda is a casino and betting site with a Sports section covering a sportsbook, esports and virtual sports, plus casino, live casino, crash games, rewards, cashback, a VIP Club, Golden Goals and Prediction Markets. The brand names no licence that applies in New Zealand. The product runs on mobile browsers for Android and iOS.

For a New Zealand punter who wants esports and prediction markets alongside a sportsbook, Golden Panda offers the broader product range that TAB NZ does not carry, with esports and prediction markets being outside the Racing Industry Act framework in any case. The casino-side product range is also wider than TAB NZ’s, which is betting-only. The product range is clearly the primary draw, though New Zealand punters are expected to be aware that this operator lacks any local licence or legal standing.

Winz.io — Anjouan and Tobique licensed, crypto-led product

Winz.io is a casino and betting site that states in its footer that it holds a licence delivered by Anjouan and Tobique. The brand names Novatrix SRL as the operator behind the platform in some configurations, and runs on mobile browsers for Android and iOS devices.

For a New Zealand punter who is specifically looking for a crypto-friendly betting product, Winz.io sits at the edge of the cluster with the Anjouan and Tobique jurisdictions and a crypto-led cashier. The regulatory position is the same as the rest of the offshore cluster for New Zealand purposes; the product differentiation is on payment method rather than market depth. The crypto product is the upside; the regulatory gap is the cost.

A primer on the comparison

The column on the operator’s own terms is what the terms page says, not what is enforceable in New Zealand. TAB and Betcha carry the New Zealand harm-minimisation framework by virtue of being the only lawful brands. The other eight carry the licence frame their own terms publish, and the same gap to New Zealand consumer law.

What to check before installing an offshore app

Five checks cover most of what a punter weighing an offshore app needs to check. They sit on top of the legal position the law already establishes.

1. The cashier. Does the operator list New Zealand in the country selector and NZD in the currency selector? If only Euro or USD shows up, every stake is being converted at the operator’s rate and at the operator’s fees. TAB NZ’s cashier takes NZD directly.
2. The licence footer. Which regulator and which licence number is named? A Curaçao 8048/JAZ, Tobique 0000002 or Anjouan ALSI number is the standard pattern; the absence of a footer licence line is also a signal.
3. The safer-gambling tools. Deposit limits, time-outs and self-exclusion are expected in the account menu, not buried under support. A brand that hides them is signalling where the relationship sits.
4. The withdrawal path. What does a payout look like, in what currency, and on what timeline? The DIA warning about operators not paying out large wins is specific; a brand with no published payout timeline is one to avoid.
5. The complaints route. If the payout is delayed or the bet is disputed, where does the punter go? A New Zealand punter on an offshore app has no New Zealand complaints route, and the operator’s own support is the only recourse.

For punters who decide the offshore option is the right one for the bet being made, those checks narrow the field. For punters who decide the lawful option is the right one, TAB and Betcha are the only two on the list, and the choice between them comes down to whether the punter wants the full racing product with Trackside or the streamlined online-only product with the stronger safer-betting surface.

What a TAB NZ bonus actually costs to clear

The arithmetic of a TAB NZ offer sits inside the same framework as any other bookmaker, with the difference that the operator is the lawful monopoly rather than a competitor chasing market share. A new-customer Bonus Cash offer that splits across multiple bets is paid back with a win like any other stake; the value is the bonus amount times the odds at which it is wagered, less the bonus itself. A Mega Multi bonus for near-misses on multis of four or more legs is a partial payout on a near-miss: the punter does not need to clear any turnover to receive it, because it is paid on the original stake rather than credited as bonus cash.

Offshore welcome offers typically require turnover before any of the bonus or the winnings can be withdrawn. A $100 deposit matched with a 100% bonus and a 5× turnover on the bonus amount means $500 of qualifying bets, which at an average stake of $10 is 50 qualifying bets. The expected cost of clearing that turnover depends on the market margin: at a 5% margin on the average market, the expected cost is $500 × 0.05 = $25, which means the bonus is worth $100 minus $25 = $75 in expected value before any minimum-price rule is applied. A 1.50 minimum price on qualifying bets forces the punter toward shorter-priced markets, which carry a wider margin in practice and push the expected cost up.

For a New Zealand punter, the turnover calculation is the same arithmetic as anywhere else; the legal context is different. A heavier offshore bonus is being offered by a brand that has no New Zealand complaints route, and the expected value of the bonus needs to be discounted by the probability of a payout dispute. A lighter TAB NZ bonus is offered under New Zealand consumer law, where the discount does not apply.

Frequently asked questions

Which bookmaker may lawfully take sports and racing bets in New Zealand?

TAB NZ, through its two online brands TAB and Betcha. Section 74AAA of the Racing Industry Act 2020, in force since 28 June 2025, lets only TAB NZ offer racing and sports betting to people in New Zealand. There is no licensing route for another bookmaker and no licence register for betting, because there is only one lawful operator. The Online Casino Gambling Act 2026 licenses online casino gambling only and does not extend the betting monopoly.

How is the return on a bet worked out from the stake and the odds?

The return equals stake multiplied by odds, and the net profit equals stake multiplied by (odds minus 1). A $10 stake at odds of 3.50 returns $35 if it wins ($25 net), and the same stake at odds of 1.85 returns $18.50 ($8.50 net). For a combination bet the odds of the legs multiply into one price: four legs at odds of 1.80, 2.10, 1.95 and 1.70 give a combined price of 12.51, so a $5 stake returns $62.55 if all four win.

What is the bookmaker’s margin and how can it be seen in the odds?

The margin is what the bookmaker keeps of every unit bet on a market. To read it, convert each outcome’s odds to an implied probability of 1 divided by the odds and add them together. A rugby match priced at 1.55 / 3.40 / 6.50 implies probabilities of 64.5%, 29.4% and 15.4%, which sum to 109.3%; the 9.3% above 100% is the bookmaker’s margin. A 5% margin market is sharper than a 9% margin market, and the difference compounds across multi legs.

What does a player lose by betting with a bookmaker that has no New Zealand licence?

The bet itself is not illegal for the player under section 19(4) of the Gambling Act 2003. What is lost is the New Zealand consumer protection: the Department of Internal Affairs warns that overseas operators may have minimal safeguards, may not return unspent credits and may not pay out large wins. There is no New Zealand complaints route, no harm-minimisation framework, no recourse under New Zealand consumer law if a payout is delayed or denied, and no cross-brand self-exclusion.

From what age can bets be placed with TAB NZ, and what is checked when opening an account?

The betting age is 18, set under section 89 of the Racing Industry Act 2020, and the TAB NZ app carries a 17+ App Store rating alongside an 18+ betting age in its terms. Opening an account requires a verified New Zealand address and ID. Land-based casinos are 20, which is a different age gate for a different product and does not extend to TAB NZ. Self-exclusion applies across TAB and Betcha together.

Are betting winnings taxed in New Zealand?

Recreational gambling winnings are generally not taxable in New Zealand, and prize money from TAB horse, dog and trotting races is not taxable under Inland Revenue guidance. A punter who bets as a business is a different case and is advised to consult Inland Revenue or an accountant. Operator-side, TAB NZ pays a Problem Gambling Levy of 0.74%, and overseas operators supplying New Zealand residents pay online gambling duty of 12% of profits since 1 July 2024, rising to 16% from 1 January 2027; a duty being payable does not make an offer lawful in New Zealand.

Published by the Nzhoopsbets team.